CMG Mortgage · Maine · 2025

CMG Mortgage in Maine: approval rate, denial rate and rates (2025)

CMG Mortgage took 2,251 mortgage applications in Maine in 2025, ranking #5 of 537 lenders active in the state. It originated 67.0% of them and denied 4.2% (5.5% of the applications it decided), against a statewide denial rate of 16.3%.

2.3kApplicationsin ME
5.5%Decision denial ratestate 20.1%
6.63%Median ratestate 6.88%
$325,000Median loanstate $215,000
$547MVolume16 counties

CMG Mortgage in Maine vs the state

4.2%Denial rate-12.11 pts vs state
5.5%Decision denial rate-14.60 pts vs state
67.0%Origination rate+4.78 pts vs state
6.63%Median rate-0.25 pts vs state
0.21Rate spread (pts)-0.11 pts vs state
$120kMedian applicant income
1,507Loans originated
95Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,3309613.5%6.88%#7
20241,9921,3414.2%6.88%#5
20252,2511,5074.2%6.63%#5

What CMG Mortgage lends in Maine

By loan purpose

Home purchase 1,616 72% · 3.5% denied
Refinance 364 16% · 5.0% denied
Cash-out refinance 232 10% · 5.6% denied
Home improvement 6 0% · 66.7% denied
Other / HELOC 33 1% · 9.1% denied

By loan type

Conventional 1,658 74% · 3.7% denied
FHA 376 17% · 7.7% denied
VA 161 7% · 2.5% denied
USDA / RHS 56 2% · 1.8% denied

Why it denied Maine applicants

Debt-to-income ratio 32 34%
Collateral 21 22%
Other 14 15%
Credit history 8 8%
Unverifiable information 7 7%
Incomplete application 7 7%
Insufficient cash 3 3%
Employment history 3 3%

Where in Maine

Counties with the most CMG Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 83456825 3.0%
Cumberland County 46230019 4.1%
Androscoggin County 20013310 5.0%
Oxford County 1481025 3.4%
Kennebec County 122819 7.4%
Penobscot County 121914 3.3%
Waldo County 62491 1.6%
Lincoln County 53377 13.2%
Sagadahoc County 47371 2.1%
Hancock County 42302 4.8%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%
Town & Country Federal Credit UnionC 93517.0%7.24%

Frequently asked questions

Maine: 2,251 applications in 2025, of which 1,507 were originated and 95 denied.

4.2% of all applications, or 5.5% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans CMG Mortgage originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.

About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology