Largest lenders in Sagadahoc County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 80 | 55 | 23.8% | 6.63% |
| 2 | The Camden National Bank | A | 78 | 50 | 16.7% | 6.88% |
| 3 | Bath Savings Institution | C | 77 | 45 | 15.6% | 7.00% |
| 4 | Bangor Savings Bank | B | 77 | 58 | 14.3% | 6.93% |
| 5 | United Shore Financial Services | B | 67 | 56 | 6.0% | 6.31% |
| 6 | Atlantic Regional Federal Credit Union | D | 55 | 33 | 14.6% | 7.49% |
| 7 | CMG Mortgage | A | 47 | 37 | 2.1% | 6.63% |
| 8 | Guild Mortgage | A | 43 | 29 | 2.3% | 6.50% |
| 9 | Kennebec Savings Bank | B | 43 | 30 | 16.3% | 6.95% |
| 10 | First Federal Savings and Loan Association of Bath | A | 43 | 39 | 0.0% | — |
| 11 | Mortgage Research Center | C | 36 | 16 | 16.7% | 6.25% |
| 12 | Cuso Mortgage | C | 33 | 21 | 24.2% | 7.00% |
| 13 | Norway Savings Bank | B | 30 | 20 | 6.7% | 7.25% |
| 14 | Newrez | D | 28 | 9 | 10.7% | 6.63% |
| 15 | Broker Solutions | D | 27 | 13 | 7.4% | 6.63% |
| 16 | Androscoggin Savings Bank | A | 24 | 23 | 0.0% | 6.38% |
| 17 | TD Bank | D | 24 | 15 | 8.3% | 7.34% |
| 18 | Northpoint Mortgage | A | 22 | 16 | 0.0% | 7.00% |
| 19 | Bank of America | F | 21 | 7 | 42.9% | 6.24% |
| 20 | Navy Federal Credit Union | D | 21 | 12 | 19.1% | 7.45% |
| 21 | Loandepot.Com | D | 19 | 10 | 26.3% | 7.31% |
| 22 | Maine State Credit Union | D | 19 | 13 | 15.8% | — |
| 23 | Coastal Community Bank | C | 18 | 5 | 0.0% | 9.99% |
| 24 | First National Bank | C | 16 | 14 | 12.5% | 7.50% |
| 25 | KeyBank | C | 14 | 10 | 21.4% | 8.25% |
Best approval odds in Sagadahoc County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 61 | 6.6% |
| 2 | Bangor Savings Bank | 69 | 15.9% |
| 3 | The Camden National Bank | 65 | 20.0% |
| 4 | Bath Savings Institution | 57 | 21.1% |
| 5 | Rocket Mortgage | 77 | 24.7% |
What Sagadahoc County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Sagadahoc County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,197 | 768 | 14.5% | 7.00% | $215,000 |
| 2024 | 1,318 | 804 | 16.7% | 7.00% | $215,000 |
| 2025 | 1,432 | 919 | 14.2% | 6.75% | $255,000 |
Frequently asked questions
14.2% of applications in Sagadahoc County were denied in 2025, against 16.3% statewide in Maine.
Rocket Mortgage, with 80 applications in 2025 and a denial rate of 23.8%.
The median mortgage application in Sagadahoc County in 2025 was for $255,000; the median property value on originated loans was $435,000.