Newrez in Maine vs the state
18.7%Denial rate+2.34 pts vs state
36.3%Decision denial rate+16.20 pts vs state
31.6%Origination rate-30.55 pts vs state
6.63%Median rate-0.25 pts vs state
0.42Rate spread (pts)+0.09 pts vs state
$94kMedian applicant income
271Loans originated
160Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 498 | 218 | 14.1% | 6.88% | #26 |
| 2024 | 777 | 294 | 16.7% | 6.75% | #16 |
| 2025 | 857 | 271 | 18.7% | 6.63% | #16 |
What Newrez lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 186 | 41 | 39 | 21.0% |
| York County | 164 | 50 | 31 | 18.9% |
| Kennebec County | 81 | 24 | 12 | 14.8% |
| Penobscot County | 74 | 31 | 13 | 17.6% |
| Androscoggin County | 68 | 19 | 15 | 22.1% |
| Aroostook County | 61 | 33 | 10 | 16.4% |
| Oxford County | 38 | 12 | 8 | 21.1% |
| Somerset County | 38 | 15 | 8 | 21.1% |
| Hancock County | 30 | 8 | 9 | 30.0% |
| Sagadahoc County | 28 | 9 | 3 | 10.7% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 857 applications in 2025, of which 271 were originated and 160 denied.
18.7% of all applications, or 36.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Newrez originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Newrez's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology