Coastal Community Bank in Maine vs the state
2.7%Denial rate-13.59 pts vs state
4.6%Decision denial rate-15.50 pts vs state
20.0%Origination rate-42.21 pts vs state
10.49%Median rate+3.62 pts vs state
3.25Rate spread (pts)+2.92 pts vs state
$113kMedian applicant income
102Loans originated
14Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 293 | 117 | 2.4% | 13.99% | #41 |
| 2024 | 406 | 111 | 1.7% | 13.74% | #35 |
| 2025 | 511 | 102 | 2.7% | 10.49% | #29 |
What Coastal Community Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 110 | 26 | 3 | 2.7% |
| Cumberland County | 94 | 22 | 3 | 3.2% |
| Kennebec County | 54 | 11 | 2 | 3.7% |
| Androscoggin County | 51 | 9 | 1 | 2.0% |
| Penobscot County | 31 | 4 | 2 | 6.5% |
| Oxford County | 29 | 7 | 0 | 0.0% |
| Knox County | 22 | 3 | 0 | 0.0% |
| Sagadahoc County | 18 | 5 | 0 | 0.0% |
| Somerset County | 18 | 3 | 0 | 0.0% |
| Lincoln County | 17 | 3 | 1 | 5.9% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 511 applications in 2025, of which 102 were originated and 14 denied.
2.7% of all applications, or 4.6% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Coastal Community Bank originated in Maine in 2025 was 10.49%, against a statewide median of 6.88%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology