Loandepot.Com in Maine vs the state
28.3%Denial rate+12.00 pts vs state
34.2%Decision denial rate+14.11 pts vs state
53.5%Origination rate-8.69 pts vs state
6.88%Median rate0.00 pts vs state
0.65Rate spread (pts)+0.33 pts vs state
$82kMedian applicant income
353Loans originated
187Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 354 | 188 | 29.4% | 6.63% | #36 |
| 2024 | 594 | 266 | 31.5% | 6.75% | #22 |
| 2025 | 660 | 353 | 28.3% | 6.88% | #21 |
What Loandepot.Com lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 130 | 80 | 26 | 20.0% |
| Cumberland County | 127 | 74 | 25 | 19.7% |
| Penobscot County | 63 | 29 | 18 | 28.6% |
| Androscoggin County | 54 | 24 | 21 | 38.9% |
| Kennebec County | 48 | 24 | 18 | 37.5% |
| Oxford County | 44 | 24 | 12 | 27.3% |
| Somerset County | 33 | 14 | 15 | 45.5% |
| Aroostook County | 28 | 10 | 13 | 46.4% |
| Hancock County | 26 | 16 | 5 | 19.2% |
| Washington County | 21 | 11 | 7 | 33.3% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 660 applications in 2025, of which 353 were originated and 187 denied.
28.3% of all applications, or 34.2% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Loandepot.Com originated in Maine in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology