Androscoggin Savings Bank in Maine vs the state
2.0%Denial rate-14.36 pts vs state
2.3%Decision denial rate-17.77 pts vs state
82.2%Origination rate+20.07 pts vs state
6.63%Median rate-0.25 pts vs state
0.00Rate spread (pts)-0.32 pts vs state
$162kMedian applicant income
375Loans originated
9Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 316 | 262 | 2.9% | 6.56% | #38 |
| 2024 | 359 | 288 | 2.5% | 6.75% | #41 |
| 2025 | 456 | 375 | 2.0% | 6.63% | #34 |
What Androscoggin Savings Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Androscoggin Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 226 | 185 | 6 | 2.7% |
| Androscoggin County | 52 | 46 | 0 | 0.0% |
| Kennebec County | 45 | 38 | 0 | 0.0% |
| York County | 43 | 33 | 0 | 0.0% |
| Sagadahoc County | 24 | 23 | 0 | 0.0% |
| Oxford County | 19 | 16 | 1 | 5.3% |
| Franklin County | 10 | 10 | 0 | 0.0% |
| Penobscot County | 9 | 5 | 1 | 11.1% |
| Lincoln County | 7 | 6 | 1 | 14.3% |
| Knox County | 6 | 3 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 456 applications in 2025, of which 375 were originated and 9 denied.
2.0% of all applications, or 2.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Androscoggin Savings Bank originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Androscoggin Savings Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology