KeyBank in Maine vs the state
27.9%Denial rate+11.52 pts vs state
33.3%Decision denial rate+13.25 pts vs state
54.0%Origination rate-8.17 pts vs state
7.50%Median rate+0.63 pts vs state
0.66Rate spread (pts)+0.33 pts vs state
$99kMedian applicant income
223Loans originated
115Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 691 | 385 | 27.8% | 7.75% | #17 |
| 2024 | 468 | 242 | 31.8% | 7.38% | #29 |
| 2025 | 413 | 223 | 27.9% | 7.50% | #40 |
What KeyBank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most KeyBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 110 | 48 | 37 | 33.6% |
| Penobscot County | 57 | 37 | 12 | 21.1% |
| Aroostook County | 56 | 33 | 13 | 23.2% |
| York County | 35 | 18 | 9 | 25.7% |
| Androscoggin County | 29 | 19 | 6 | 20.7% |
| Kennebec County | 23 | 12 | 10 | 43.5% |
| Oxford County | 20 | 11 | 5 | 25.0% |
| Waldo County | 20 | 12 | 5 | 25.0% |
| Somerset County | 15 | 11 | 3 | 20.0% |
| Sagadahoc County | 14 | 10 | 3 | 21.4% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 413 applications in 2025, of which 223 were originated and 115 denied.
27.9% of all applications, or 33.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans KeyBank originated in Maine in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are KeyBank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology