Cuso Mortgage in Maine vs the state
18.1%Denial rate+1.76 pts vs state
20.9%Decision denial rate+0.78 pts vs state
68.4%Origination rate+6.23 pts vs state
6.63%Median rate-0.25 pts vs state
0.38Rate spread (pts)+0.05 pts vs state
$92kMedian applicant income
329Loans originated
87Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 272 | 124 | 31.3% | 6.63% | #44 |
| 2024 | 530 | 289 | 23.8% | 6.88% | #25 |
| 2025 | 481 | 329 | 18.1% | 6.63% | #33 |
What Cuso Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Cuso Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Penobscot County | 100 | 81 | 8 | 8.0% |
| Kennebec County | 52 | 34 | 8 | 15.4% |
| Hancock County | 40 | 33 | 5 | 12.5% |
| Cumberland County | 40 | 22 | 9 | 22.5% |
| Sagadahoc County | 33 | 21 | 8 | 24.2% |
| Androscoggin County | 32 | 23 | 5 | 15.6% |
| Somerset County | 30 | 21 | 5 | 16.7% |
| Waldo County | 29 | 16 | 10 | 34.5% |
| York County | 26 | 16 | 6 | 23.1% |
| Oxford County | 25 | 12 | 5 | 20.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 481 applications in 2025, of which 329 were originated and 87 denied.
18.1% of all applications, or 20.9% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Cuso Mortgage originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Cuso Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology