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Top refinance lenders in Maine (2025)

Rate-and-term and cash-out refinance applications combined.

57kApplications in ME
20.1%State decision denial rate
6.88%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Maine ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeRefinance applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 1,935 2,628 22.9% 6.75%
2 United Shore Financial ServicesPlymouth, MI B 1,172 2,675 9.1% 6.50%
3 Bangor Savings BankBangor, ME B 774 4,518 17.2% 7.25%
4 Freedom MortgageBoca Raton, FL B 723 749 7.6% 6.25%
5 NewrezWilmington, DE D 723 857 18.7% 6.63%
6 AmeriSave MortgageSandy Springs, GA D 613 633 65.4% 8.38%
7 CMG MortgageSan Ramon, CA A 596 2,251 4.2% 6.63%
8 The Camden National BankCamden, ME A 573 2,559 13.2% 6.99%
9 Mortgage Research CenterColumbia, MO C 480 1,104 17.6% 6.25%
10 Guild MortgageSan Diego, CA A 480 1,838 5.3% 6.63%
11 TD BankWilmington, DE D 374 1,244 20.2% 7.35%
12 Broker SolutionsTustin, CA D 373 876 10.3% 6.75%
13 Kennebec Savings BankAugusta, ME B 365 1,493 9.6% 7.00%
14 Pennymac Loan ServicesWestlake Village, CA C 359 654 12.5% 6.50%
15 Town & Country Federal Credit UnionSouth Portland, ME C 282 935 17.0% 7.24%
16 New Day FinancialWest Palm Beach, FL F 280 294 24.8% 6.99%
17 Loandepot.ComIrvine, CA D 279 660 28.3% 6.88%
18 Lakeview Loan ServicingCoral Gables, FL C 259 313 45.1% 6.25%
19 Evergreen Credit UnionPortland, ME D 257 976 30.6% 6.50%
20 The County Federal Credit UnionPresque Isle, ME D 225 362 32.3% —
21 Mutual of Omaha MortgageSan Diego, CA C 195 266 16.9% 6.38%
22 Carrington Mortgage ServicesOrange, CA D 194 207 40.1% 6.81%
23 Norway Savings BankNorway, ME B 193 928 15.4% 7.25%
24 Maine Savings Federal Credit UnionHampden, B 189 889 18.8% 7.25%
25 Nationstar MortgageCoppell, TX C 187 437 14.9% 7.38%
26 Empeople Credit UnionMoline, IL C 178 485 33.4% 6.49%
27 Maine Community BankPortland, ME C 177 812 14.2% —
28 University Credit UnionOrono, ME C 175 301 11.6% 6.88%
29 First National BankDamariscotta, ME C 160 909 8.8% 7.50%
30 Machias Savings BankMachias, ME D 158 837 21.9% 7.50%
31 Seaboard Federal Credit UnionBucksport, ME C 154 189 24.3% 7.50%
32 KeyBankCleveland, OH C 142 413 27.9% 7.50%
33 Crosscountry MortgageCleveland, OH B 138 601 4.2% 6.63%
34 Lighthouse Federal Credit UnionPortsmouth, NH D 136 597 30.3% 7.49%
35 Bank of AmericaCharlotte, NC F 135 712 30.8% 6.13%
36 Atlantic Regional Federal Credit UnionSouth Portland, ME D 133 653 16.2% 7.99%
37 Citizens BankProvidence, RI C 119 412 22.8% 7.40%
38 American FinancingAurora, CO D 118 129 39.5% 6.13%
39 Guaranteed RateChicago, IL B 117 500 5.8% 6.50%
40 Navy Federal Credit UnionVienna, VA D 117 621 17.1% 7.25%
41 Maine State Credit UnionAugusta, ME D 111 645 22.0% —
42 Village Capital & InvestmentHenderson, NV C 107 108 16.7% 5.87%
43 The Federal Savings BankChicago, IL C 105 119 12.6% 6.38%
44 Kennebunk Savings BankKennebunk, ME D 98 447 22.8% —
45 Maine FamilyLewiston, ME C 94 116 24.1% 6.38%
46 Cumberland CountyFalmouth, ME C 89 310 11.6% 6.63%
47 Bar Harbor Bank & TrustBar Harbor, ME D 89 361 19.7% 7.25%
48 JPMorgan Chase BankColumbus, OH B 86 279 13.3% 6.38%
49 Fairway Independent MortgageMadison, WI B 86 509 3.5% 6.63%
50 Sofi BankCottonwood Heights, UT D 82 288 11.1% 7.38%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.