Mutual of Omaha Mortgage in Maine vs the state
16.9%Denial rate+0.59 pts vs state
22.4%Decision denial rate+2.31 pts vs state
55.6%Origination rate-6.53 pts vs state
6.38%Median rate-0.50 pts vs state
0.35Rate spread (pts)+0.02 pts vs state
$61kMedian applicant income
148Loans originated
45Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 156 | 78 | 23.1% | 7.25% | #73 |
| 2024 | 198 | 104 | 20.7% | 6.63% | #67 |
| 2025 | 266 | 148 | 16.9% | 6.38% | #59 |
What Mutual of Omaha Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 59 | 31 | 11 | 18.6% |
| York County | 41 | 24 | 8 | 19.5% |
| Penobscot County | 24 | 15 | 4 | 16.7% |
| Kennebec County | 17 | 12 | 1 | 5.9% |
| Hancock County | 16 | 7 | 1 | 6.3% |
| Androscoggin County | 15 | 8 | 4 | 26.7% |
| Oxford County | 13 | 6 | 1 | 7.7% |
| Washington County | 12 | 7 | 1 | 8.3% |
| Sagadahoc County | 12 | 8 | 2 | 16.7% |
| Knox County | 12 | 7 | 2 | 16.7% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 266 applications in 2025, of which 148 were originated and 45 denied.
16.9% of all applications, or 22.4% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Mutual of Omaha Mortgage originated in Maine in 2025 was 6.38%, against a statewide median of 6.88%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology