Maine Family in Maine vs the state
24.1%Denial rate+7.81 pts vs state
27.5%Decision denial rate+7.37 pts vs state
56.0%Origination rate-6.14 pts vs state
6.38%Median rate-0.50 pts vs state
0.22Rate spread (pts)-0.11 pts vs state
$100kMedian applicant income
65Loans originated
28Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 76 | 35 | 36.8% | 6.50% | #93 |
| 2024 | 115 | 51 | 36.5% | 6.63% | #81 |
| 2025 | 116 | 65 | 24.1% | 6.38% | #85 |
What Maine Family lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Maine Family applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Androscoggin County | 88 | 55 | 16 | 18.2% |
| Oxford County | 7 | 3 | 3 | 42.9% |
| Cumberland County | 7 | 1 | 4 | 57.1% |
| Kennebec County | 6 | 3 | 1 | 16.7% |
| Aroostook County | 2 | 0 | 2 | 100.0% |
| Franklin County | 2 | 0 | 1 | 50.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Sagadahoc County | 1 | 0 | 1 | 100.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
| Waldo County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 116 applications in 2025, of which 65 were originated and 28 denied.
24.1% of all applications, or 27.5% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Maine Family originated in Maine in 2025 was 6.38%, against a statewide median of 6.88%.
About this data. Figures are Maine Family's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology