Crosscountry Mortgage in Maine vs the state
4.2%Denial rate-12.17 pts vs state
5.8%Decision denial rate-14.25 pts vs state
66.2%Origination rate+4.05 pts vs state
6.63%Median rate-0.25 pts vs state
0.30Rate spread (pts)-0.03 pts vs state
$118kMedian applicant income
398Loans originated
25Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 254 | 103 | 2.0% | 6.99% | #51 |
| 2024 | 479 | 300 | 2.9% | 6.75% | #28 |
| 2025 | 601 | 398 | 4.2% | 6.63% | #27 |
What Crosscountry Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 213 | 158 | 9 | 4.2% |
| York County | 149 | 89 | 8 | 5.4% |
| Androscoggin County | 45 | 32 | 1 | 2.2% |
| Kennebec County | 41 | 22 | 1 | 2.4% |
| Oxford County | 30 | 22 | 1 | 3.3% |
| Penobscot County | 25 | 14 | 0 | 0.0% |
| Knox County | 14 | 7 | 1 | 7.1% |
| Hancock County | 12 | 4 | 0 | 0.0% |
| Sagadahoc County | 11 | 10 | 0 | 0.0% |
| Franklin County | 11 | 7 | 1 | 9.1% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 601 applications in 2025, of which 398 were originated and 25 denied.
4.2% of all applications, or 5.8% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Crosscountry Mortgage originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology