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Top refinance lenders in Indiana (2025)

Rate-and-term and cash-out refinance applications combined.

286kApplications in IN
20.1%State decision denial rate
6.75%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Indiana ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeRefinance applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 9,121 13,503 18.6% 6.75%
2 Freedom MortgageBoca Raton, FL B 5,031 5,454 8.9% 6.25%
3 United Shore Financial ServicesPlymouth, MI B 4,520 8,659 12.2% 6.38%
4 NewrezWilmington, DE D 4,392 5,421 18.2% 6.63%
5 Pennymac Loan ServicesWestlake Village, CA C 2,572 3,080 10.7% 6.00%
6 AmeriSave MortgageSandy Springs, GA D 2,522 2,615 58.9% 7.99%
7 Fifth Third BankCincinnati, OH D 2,445 8,693 27.6% 7.75%
8 Carrington Mortgage ServicesOrange, CA D 2,033 2,127 42.8% 6.63%
9 Mortgage Research CenterColumbia, MO C 2,024 4,791 19.0% 6.25%
10 Indiana Members Credit UnionIndianapolis, IN B 1,735 3,464 12.2% 6.25%
11 First Merchants BankMuncie, IN C 1,630 5,114 19.9% 6.76%
12 Broker SolutionsTustin, CA D 1,627 3,246 10.4% 6.99%
13 Loandepot.ComIrvine, CA D 1,474 3,137 26.2% 6.99%
14 The Huntington National BankColumbus, OH D 1,404 4,584 30.2% 7.84%
15 New Day FinancialWest Palm Beach, FL F 1,350 1,403 23.6% 6.99%
16 GoodLeapRoseville, CA C 1,333 1,334 22.4% 6.50%
17 First Financial BankCincinnati, OH D 1,271 4,270 24.3% 5.99%
18 Ruoff Mortgage CompanyFort Wayne, IN A 1,260 8,860 4.0% 6.75%
19 JPMorgan Chase BankColumbus, OH B 1,216 4,366 9.8% 6.50%
20 PNC BankWilmington, DE D 1,176 4,724 25.1% 7.55%
21 Lake City BankWarsaw, IN B 1,119 2,361 11.7% 7.75%
22 Old National BankEvansville, IN B 1,052 4,179 21.0% 6.24%
23 German American BankJasper, IN A 953 2,736 16.4% 6.88%
24 LibertyEvansville, IN B 948 2,326 5.3% 6.88%
25 Nationstar MortgageCoppell, TX C 916 2,095 14.5% 7.88%
26 Lakeview Loan ServicingCoral Gables, FL C 912 1,013 48.3% 6.38%
27 Crosscountry MortgageCleveland, OH B 904 3,461 4.2% 6.63%
28 1st Source BankSouth Bend, IN B 878 2,510 18.0% 7.50%
29 Indiana University Credit UnionBloomington, IN C 842 1,313 15.3% 6.88%
30 Horizon BankMichigan City, IN A 803 2,853 20.9% 6.00%
31 Centra Credit UnionColumbus, IN A 799 2,991 7.8% 5.63%
32 Guaranteed RateChicago, IL B 788 2,669 6.9% 6.63%
33 Three Rivers Federal Credit UnionFort Wayne, IN C 762 3,305 14.6% 7.00%
34 Mutual of Omaha MortgageSan Diego, CA C 752 1,155 21.0% 6.38%
35 Kiavi FundingWilmington, DE D 709 1,592 8.5% 9.95%
36 Village Capital & InvestmentHenderson, NV C 638 656 21.5% 5.75%
37 Centier BankWhiting, IN C 625 2,793 19.3% 8.50%
38 CraneOdon, IN C 615 732 14.1% 7.00%
39 Fairway Independent MortgageMadison, WI B 612 4,813 7.4% 6.75%
40 Everwise Credit UnionSouth Bend, IN C 576 3,448 18.2% 7.50%
41 BMO BankChicago, IL F 570 1,928 28.9% 8.48%
42 Royal United MortgageIndianapolis, IN F 565 622 16.9% 6.75%
43 Union Savings BankCincinnati, OH A 565 1,831 3.2% 6.63%
44 MidWest America Federal Credit UnionFort Wayne, IN C 556 892 8.4% 6.49%
45 STAR Financial BankFort Wayne, IN C 550 1,562 27.7% 6.13%
46 Regions BankBirmingham, AL C 550 2,203 35.5% 5.88%
47 Gvc MortgagePendleton, IN B 519 4,042 2.4% 6.75%
48 Notre Dame Federal Credit UnionSouth Bend, IN B 504 1,541 17.4% 7.25%
49 Union Home MortgageStrongsville, OH B 495 2,856 3.1% 6.63%
50 American FinancingAurora, CO D 494 543 47.0% 6.13%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.