Fifth Third Bank in Indiana vs the state
27.6%Denial rate+11.00 pts vs state
32.3%Decision denial rate+12.20 pts vs state
55.4%Origination rate-6.84 pts vs state
7.75%Median rate+1.00 pts vs state
0.74Rate spread (pts)+0.37 pts vs state
$84kMedian applicant income
4,817Loans originated
2,397Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,046 | 3,639 | 24.7% | 8.24% | #3 |
| 2024 | 6,642 | 3,823 | 26.9% | 8.50% | #3 |
| 2025 | 8,693 | 4,817 | 27.6% | 7.75% | #3 |
What Fifth Third Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 1,181 | 555 | 395 | 33.4% |
| Allen County | 636 | 426 | 108 | 17.0% |
| Lake County | 607 | 283 | 211 | 34.8% |
| Hamilton County | 592 | 346 | 127 | 21.5% |
| Vanderburgh County | 482 | 304 | 99 | 20.5% |
| Johnson County | 358 | 204 | 89 | 24.9% |
| Vigo County | 307 | 160 | 98 | 31.9% |
| Porter County | 282 | 176 | 72 | 25.5% |
| Hendricks County | 202 | 114 | 55 | 27.2% |
| Clark County | 189 | 88 | 67 | 35.4% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
| The Huntington National Bank | D | 4,584 | 30.2% | 7.84% |
Frequently asked questions
Indiana: 8,693 applications in 2025, of which 4,817 were originated and 2,397 denied.
27.6% of all applications, or 32.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Fifth Third Bank originated in Indiana in 2025 was 7.75%, against a statewide median of 6.75%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology