The Huntington National Bank in Indiana vs the state
30.2%Denial rate+13.62 pts vs state
34.2%Decision denial rate+14.05 pts vs state
55.6%Origination rate-6.69 pts vs state
7.84%Median rate+1.09 pts vs state
0.77Rate spread (pts)+0.40 pts vs state
$94kMedian applicant income
2,547Loans originated
1,384Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,433 | 2,924 | 31.6% | 7.94% | #4 |
| 2024 | 5,223 | 2,791 | 32.3% | 8.45% | #5 |
| 2025 | 4,584 | 2,547 | 30.2% | 7.84% | #11 |
What The Huntington National Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 1,476 | 702 | 562 | 38.1% |
| Hamilton County | 794 | 516 | 184 | 23.2% |
| Hendricks County | 404 | 251 | 90 | 22.3% |
| Johnson County | 261 | 154 | 67 | 25.7% |
| Tippecanoe County | 179 | 116 | 40 | 22.3% |
| Boone County | 170 | 109 | 36 | 21.2% |
| Madison County | 147 | 68 | 57 | 38.8% |
| Lake County | 118 | 48 | 54 | 45.8% |
| Hancock County | 113 | 62 | 30 | 26.5% |
| Howard County | 74 | 52 | 9 | 12.2% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 4,584 applications in 2025, of which 2,547 were originated and 1,384 denied.
30.2% of all applications, or 34.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans The Huntington National Bank originated in Indiana in 2025 was 7.84%, against a statewide median of 6.75%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology