Notre Dame Federal Credit Union in Indiana vs the state
17.4%Denial rate+0.82 pts vs state
18.9%Decision denial rate-1.20 pts vs state
71.6%Origination rate+9.39 pts vs state
7.25%Median rate+0.50 pts vs state
0.31Rate spread (pts)-0.06 pts vs state
$82kMedian applicant income
1,104Loans originated
268Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,706 | 1,149 | 23.7% | 6.88% | #43 |
| 2024 | 1,463 | 1,023 | 22.4% | 8.00% | #53 |
| 2025 | 1,541 | 1,104 | 17.4% | 7.25% | #56 |
What Notre Dame Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Notre Dame Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Joseph County | 1,151 | 831 | 197 | 17.1% |
| Elkhart County | 236 | 170 | 37 | 15.7% |
| Lake County | 33 | 22 | 10 | 30.3% |
| Allen County | 21 | 20 | 0 | 0.0% |
| LaPorte County | 19 | 11 | 7 | 36.8% |
| Kosciusko County | 18 | 12 | 4 | 22.2% |
| Marshall County | 17 | 10 | 4 | 23.5% |
| Hamilton County | 15 | 7 | 6 | 40.0% |
| Marion County | 5 | 2 | 1 | 20.0% |
| Whitley County | 4 | 2 | 1 | 25.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 1,541 applications in 2025, of which 1,104 were originated and 268 denied.
17.4% of all applications, or 18.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Notre Dame Federal Credit Union originated in Indiana in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Notre Dame Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology