Find a better mortgage lender

LaPorte County, Indiana · 2025

Mortgage lenders in LaPorte County, IN: denial rates and top lenders (2025)

276 lenders acted on 4,349 mortgage applications for properties in LaPorte County in 2025. 20.0% were denied (Indiana: 16.6%). Median rate on closed loans 6.88%; median loan $145,000; median property value $255,000.

4.3kApplications
20.0%Denial ratestate 16.6%
6.88%Median ratestate 6.75%
$145,000Median loan
$255,000Median property value

Largest lenders in LaPorte County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Horizon Bank A 571378 25.7%6.00%
2 Rocket Mortgage C 277208 16.6%6.63%
3 Fifth Third Bank D 179101 33.5%7.75%
4 1st Source Bank B 174120 16.1%7.50%
5 Centier Bank C 148104 16.2%8.50%
6 21st Mortgage F 12222 57.4%11.38%
7 United Shore Financial Services B 8757 14.9%6.55%
8 Guaranteed Rate B 8255 1.2%6.75%
9 Mortgage Research Center C 8036 13.8%6.25%
10 Freedom Mortgage B 7937 11.4%6.25%
11 JPMorgan Chase Bank B 7549 6.7%6.50%
12 Newrez D 7226 22.2%6.63%
13 Fairway Independent Mortgage B 6957 4.4%6.88%
14 PNC Bank D 6737 32.8%7.85%
15 Crosscountry Mortgage B 6638 4.6%7.00%
16 Ruoff Mortgage Company A 6546 7.7%6.88%
17 AmeriSave Mortgage D 6222 59.7%8.06%
18 Loandepot.Com D 6134 19.7%6.50%
19 Triad Financial Services D 5812 51.7%10.09%
20 Everwise Credit Union C 5731 21.1%7.50%
21 Broker Solutions D 5413 5.6%7.13%
22 Purdue B 5335 26.4%7.25%
23 Union Home Mortgage B 5243 1.9%6.99%
24 TECH Credit Union D 5148 2.0%7.24%
25 Diamond Residential Mortgage B 4738 0.0%6.99%

Best approval odds in LaPorte County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Guaranteed Rate571.8%
2Fairway Independent Mortgage614.9%
3JPMorgan Chase Bank559.1%
4Ruoff Mortgage Company539.4%
51st Source Bank15917.6%
6Rocket Mortgage26117.6%
7Freedom Mortgage5117.7%
8United Shore Financial Services7118.3%
9Centier Bank13118.3%
10Horizon Bank54227.1%

What LaPorte County borrowers applied for

By loan purpose

Home purchase 1,605 37% · 12.8% denied
Refinance 728 17% · 15.4% denied
Cash-out refinance 924 21% · 22.7% denied
Home improvement 575 13% · 30.8% denied
Other / HELOC 517 12% · 31.5% denied

By loan type

Conventional 3,331 77% · 21.5% denied
FHA 697 16% · 17.7% denied
VA 296 7% · 9.5% denied
USDA / RHS 25 1% · 8.0% denied

Why applications were denied

Credit history 314 36%
Debt-to-income ratio 221 25%
Collateral 139 16%
Incomplete application 97 11%
Other 53 6%
Unverifiable information 26 3%
Insufficient cash 11 1%
Employment history 7 1%

LaPorte County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20233,8312,28122.6%7.25%$115,000
20243,9752,40820.2%7.13%$135,000
20254,3492,54620.0%6.88%$145,000

Frequently asked questions

20.0% of applications in LaPorte County were denied in 2025, against 16.6% statewide in Indiana.

Horizon Bank, with 571 applications in 2025 and a denial rate of 25.7%.

The median mortgage application in LaPorte County in 2025 was for $145,000; the median property value on originated loans was $255,000.