AmeriSave Mortgage in Indiana vs the state
58.9%Denial rate+42.36 pts vs state
65.9%Decision denial rate+45.71 pts vs state
29.8%Origination rate-32.46 pts vs state
7.99%Median rate+1.24 pts vs state
2.04Rate spread (pts)+1.67 pts vs state
$60kMedian applicant income
779Loans originated
1,541Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,470 | 484 | 25.5% | 6.25% | #24 |
| 2024 | 2,973 | 562 | 65.4% | 7.50% | #20 |
| 2025 | 2,615 | 779 | 58.9% | 7.99% | #32 |
What AmeriSave Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 328 | 98 | 195 | 59.5% |
| Lake County | 234 | 65 | 145 | 62.0% |
| Allen County | 107 | 34 | 56 | 52.3% |
| St. Joseph County | 103 | 34 | 61 | 59.2% |
| Hamilton County | 83 | 39 | 39 | 47.0% |
| Elkhart County | 76 | 30 | 31 | 40.8% |
| Porter County | 69 | 20 | 43 | 62.3% |
| Vanderburgh County | 64 | 15 | 40 | 62.5% |
| LaPorte County | 62 | 22 | 37 | 59.7% |
| Hendricks County | 58 | 24 | 25 | 43.1% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 2,615 applications in 2025, of which 779 were originated and 1,541 denied.
58.9% of all applications, or 65.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans AmeriSave Mortgage originated in Indiana in 2025 was 7.99%, against a statewide median of 6.75%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology