Crosscountry Mortgage in Indiana vs the state
4.2%Denial rate-12.35 pts vs state
6.1%Decision denial rate-14.03 pts vs state
63.6%Origination rate+1.34 pts vs state
6.63%Median rate-0.13 pts vs state
0.55Rate spread (pts)+0.19 pts vs state
$84kMedian applicant income
2,201Loans originated
146Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,566 | 1,412 | 2.7% | 7.13% | #23 |
| 2024 | 2,569 | 1,602 | 2.8% | 6.99% | #27 |
| 2025 | 3,461 | 2,201 | 4.2% | 6.63% | #17 |
What Crosscountry Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 582 | 380 | 15 | 2.6% |
| Lake County | 471 | 322 | 27 | 5.7% |
| Hamilton County | 374 | 262 | 7 | 1.9% |
| St. Joseph County | 279 | 193 | 15 | 5.4% |
| Johnson County | 178 | 116 | 14 | 7.9% |
| Elkhart County | 117 | 86 | 4 | 3.4% |
| Porter County | 109 | 73 | 4 | 3.7% |
| Hendricks County | 86 | 53 | 3 | 3.5% |
| Madison County | 71 | 41 | 3 | 4.2% |
| Clark County | 70 | 41 | 4 | 5.7% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 3,461 applications in 2025, of which 2,201 were originated and 146 denied.
4.2% of all applications, or 6.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Crosscountry Mortgage originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology