Diamond Residential Mortgage in Indiana vs the state
2.1%Denial rate-14.47 pts vs state
2.3%Decision denial rate-17.86 pts vs state
83.5%Origination rate+21.26 pts vs state
6.81%Median rate+0.06 pts vs state
0.59Rate spread (pts)+0.22 pts vs state
$85kMedian applicant income
557Loans originated
14Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 749 | 601 | 2.7% | 7.13% | #80 |
| 2024 | 704 | 557 | 2.6% | 6.99% | #87 |
| 2025 | 667 | 557 | 2.1% | 6.81% | #95 |
What Diamond Residential Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Diamond Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Porter County | 193 | 167 | 3 | 1.6% |
| Lake County | 189 | 157 | 7 | 3.7% |
| Allen County | 122 | 103 | 1 | 0.8% |
| LaPorte County | 47 | 38 | 0 | 0.0% |
| Jasper County | 19 | 17 | 1 | 5.3% |
| Starke County | 12 | 9 | 0 | 0.0% |
| DeKalb County | 10 | 9 | 0 | 0.0% |
| Whitley County | 9 | 8 | 0 | 0.0% |
| Noble County | 8 | 4 | 0 | 0.0% |
| Newton County | 6 | 4 | 1 | 16.7% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 667 applications in 2025, of which 557 were originated and 14 denied.
2.1% of all applications, or 2.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Diamond Residential Mortgage originated in Indiana in 2025 was 6.81%, against a statewide median of 6.75%.
About this data. Figures are Diamond Residential Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology