Largest lenders in Newton County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 51 | 37 | 11.8% | 6.88% |
| 2 | Community State Bank | – | 38 | 38 | 0.0% | — |
| 3 | American Financial Network | C | 34 | 29 | 2.9% | 6.88% |
| 4 | TECH Credit Union | D | 24 | 23 | 4.2% | 7.24% |
| 5 | DeMotte State Bank | B | 24 | 12 | 41.7% | — |
| 6 | First Merchants Bank | C | 21 | 9 | 42.9% | 6.63% |
| 7 | Fifth Third Bank | D | 20 | 7 | 65.0% | 9.75% |
| 8 | First Financial Bank | D | 17 | 7 | 35.3% | 6.63% |
| 9 | Centier Bank | C | 16 | 13 | 12.5% | 8.75% |
| 10 | AmeriSave Mortgage | D | 14 | 3 | 64.3% | 8.88% |
| 11 | JPMorgan Chase Bank | B | 13 | 7 | 15.4% | 6.88% |
| 12 | Guaranteed Rate | B | 13 | 5 | 0.0% | 6.55% |
| 13 | Pennymac Loan Services | C | 12 | 3 | 16.7% | 6.63% |
| 14 | Crosscountry Mortgage | B | 12 | 8 | 0.0% | 6.38% |
| 15 | Broker Solutions | D | 12 | 3 | 16.7% | 6.63% |
| 16 | Newrez | D | 11 | 2 | 18.2% | 6.87% |
| 17 | United Shore Financial Services | B | 10 | 8 | 10.0% | 6.12% |
| 18 | Ruoff Mortgage Company | A | 9 | 7 | 0.0% | 6.88% |
| 19 | Loandepot.Com | D | 8 | 8 | 0.0% | 7.25% |
| 20 | Gvc Mortgage | B | 8 | 6 | 25.0% | 6.56% |
| 21 | American Financing | D | 7 | 3 | 28.6% | 6.75% |
| 22 | Horizon Bank | A | 6 | 4 | 33.3% | 6.00% |
| 23 | Diamond Residential Mortgage | B | 6 | 4 | 16.7% | 7.00% |
| 24 | Spring Eq | D | 6 | 1 | 83.3% | 7.08% |
| 25 | Fairway Independent Mortgage | B | 6 | 6 | 0.0% | 6.69% |
What Newton County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Newton County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 475 | 322 | 12.6% | 6.99% | $115,000 |
| 2024 | 509 | 348 | 16.3% | 6.99% | $135,000 |
| 2025 | 587 | 370 | 19.1% | 6.75% | $145,000 |
Frequently asked questions
19.1% of applications in Newton County were denied in 2025, against 16.6% statewide in Indiana.
Rocket Mortgage, with 51 applications in 2025 and a denial rate of 11.8%.
The median mortgage application in Newton County in 2025 was for $145,000; the median property value on originated loans was $245,000.