American Financial Network in Indiana vs the state
5.4%Denial rate-11.22 pts vs state
8.0%Decision denial rate-12.14 pts vs state
60.4%Origination rate-1.83 pts vs state
6.81%Median rate+0.06 pts vs state
0.56Rate spread (pts)+0.19 pts vs state
$81kMedian applicant income
429Loans originated
38Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 530 | 362 | 1.9% | 7.13% | #95 |
| 2024 | 682 | 483 | 4.3% | 6.88% | #88 |
| 2025 | 710 | 429 | 5.4% | 6.81% | #88 |
What American Financial Network lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 136 | 89 | 5 | 3.7% |
| Jasper County | 116 | 83 | 0 | 0.0% |
| Marion County | 75 | 32 | 12 | 16.0% |
| Porter County | 55 | 39 | 1 | 1.8% |
| Newton County | 34 | 29 | 1 | 2.9% |
| LaPorte County | 34 | 22 | 0 | 0.0% |
| Starke County | 22 | 14 | 2 | 9.1% |
| Pulaski County | 17 | 16 | 0 | 0.0% |
| Johnson County | 15 | 5 | 2 | 13.3% |
| Hendricks County | 15 | 6 | 2 | 13.3% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 710 applications in 2025, of which 429 were originated and 38 denied.
5.4% of all applications, or 8.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans American Financial Network originated in Indiana in 2025 was 6.81%, against a statewide median of 6.75%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology