Gvc Mortgage in Indiana vs the state
2.4%Denial rate-14.22 pts vs state
2.8%Decision denial rate-17.31 pts vs state
79.9%Origination rate+17.69 pts vs state
6.75%Median rate0.00 pts vs state
0.55Rate spread (pts)+0.19 pts vs state
$83kMedian applicant income
3,231Loans originated
95Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,601 | 2,913 | 3.1% | 7.13% | #13 |
| 2024 | 3,815 | 3,145 | 1.8% | 6.88% | #15 |
| 2025 | 4,042 | 3,231 | 2.4% | 6.75% | #15 |
What Gvc Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Gvc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 705 | 578 | 14 | 2.0% |
| Hamilton County | 306 | 257 | 4 | 1.3% |
| Johnson County | 299 | 240 | 3 | 1.0% |
| Allen County | 298 | 230 | 12 | 4.0% |
| Morgan County | 166 | 134 | 0 | 0.0% |
| Hendricks County | 161 | 132 | 4 | 2.5% |
| Howard County | 137 | 113 | 3 | 2.2% |
| Madison County | 137 | 109 | 3 | 2.2% |
| Shelby County | 115 | 90 | 3 | 2.6% |
| Bartholomew County | 112 | 86 | 3 | 2.7% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 4,042 applications in 2025, of which 3,231 were originated and 95 denied.
2.4% of all applications, or 2.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Gvc Mortgage originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Gvc Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology