Broker Solutions · Indiana · 2025

Broker Solutions in Indiana: approval rate, denial rate and rates (2025)

Broker Solutions took 3,246 mortgage applications in Indiana in 2025, ranking #20 of 1,025 lenders active in the state. It originated 35.8% of them and denied 10.4% (22.2% of the applications it decided), against a statewide denial rate of 16.6%.

3.2kApplicationsin IN
22.2%Decision denial ratestate 20.1%
6.99%Median ratestate 6.75%
$155,000Median loanstate $155,000
$229MVolume92 counties

Broker Solutions in Indiana vs the state

10.4%Denial rate-6.16 pts vs state
22.2%Decision denial rate+2.04 pts vs state
35.8%Origination rate-26.42 pts vs state
6.99%Median rate+0.24 pts vs state
1.01Rate spread (pts)+0.64 pts vs state
$71kMedian applicant income
1,163Loans originated
338Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,72762711.7%7.00%#42
20242,60693412.1%7.06%#26
20253,2461,16310.4%6.99%#20

What Broker Solutions lends in Indiana

By loan purpose

Home purchase 1,016 31% · 4.5% denied
Refinance 450 14% · 7.8% denied
Cash-out refinance 1,177 36% · 10.2% denied
Home improvement 170 5% · 15.3% denied
Other / HELOC 433 13% · 25.6% denied

By loan type

Conventional 1,246 38% · 7.6% denied
FHA 1,794 55% · 12.8% denied
VA 179 6% · 7.3% denied
USDA / RHS 27 1% · 0.0% denied

Why it denied Indiana applicants

Credit history 205 61%
Collateral 31 9%
Other 29 9%
Debt-to-income ratio 29 9%
Unverifiable information 21 6%
Incomplete application 16 5%
Insufficient cash 4 1%
Employment history 3 1%

Where in Indiana

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marion County 53118760 11.3%
Lake County 32613133 10.1%
Hamilton County 1475118 12.2%
Madison County 1145010 8.8%
Allen County 1083117 15.7%
Morgan County 97513 3.1%
Hendricks County 87298 9.2%
St. Joseph County 842015 17.9%
Delaware County 80367 8.8%
Tippecanoe County 73216 8.2%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 3,246 applications in 2025, of which 1,163 were originated and 338 denied.

10.4% of all applications, or 22.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Broker Solutions originated in Indiana in 2025 was 6.99%, against a statewide median of 6.75%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology