Centier Bank in Indiana vs the state
19.3%Denial rate+2.76 pts vs state
21.6%Decision denial rate+1.47 pts vs state
66.3%Origination rate+4.09 pts vs state
8.50%Median rate+1.75 pts vs state
1.27Rate spread (pts)+0.90 pts vs state
$91kMedian applicant income
1,853Loans originated
540Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,533 | 2,219 | 23.3% | 9.00% | #14 |
| 2024 | 2,794 | 1,828 | 21.3% | 9.00% | #21 |
| 2025 | 2,793 | 1,853 | 19.3% | 8.50% | #26 |
What Centier Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Centier Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 1,050 | 671 | 239 | 22.8% |
| Porter County | 560 | 410 | 82 | 14.6% |
| Marion County | 163 | 88 | 39 | 23.9% |
| Tippecanoe County | 160 | 108 | 26 | 16.3% |
| LaPorte County | 148 | 104 | 24 | 16.2% |
| St. Joseph County | 129 | 82 | 28 | 21.7% |
| Elkhart County | 86 | 58 | 17 | 19.8% |
| Hamilton County | 82 | 58 | 9 | 11.0% |
| Boone County | 45 | 31 | 9 | 20.0% |
| White County | 40 | 29 | 4 | 10.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 2,793 applications in 2025, of which 1,853 were originated and 540 denied.
19.3% of all applications, or 21.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Centier Bank originated in Indiana in 2025 was 8.50%, against a statewide median of 6.75%.
About this data. Figures are Centier Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology