Loandepot.Com in Indiana vs the state
26.2%Denial rate+9.60 pts vs state
32.2%Decision denial rate+12.02 pts vs state
54.0%Origination rate-8.28 pts vs state
6.99%Median rate+0.24 pts vs state
0.85Rate spread (pts)+0.49 pts vs state
$65kMedian applicant income
1,693Loans originated
821Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,764 | 868 | 32.7% | 6.63% | #41 |
| 2024 | 2,517 | 1,244 | 29.8% | 6.75% | #29 |
| 2025 | 3,137 | 1,693 | 26.2% | 6.99% | #21 |
What Loandepot.Com lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 491 | 262 | 144 | 29.3% |
| Lake County | 308 | 150 | 82 | 26.6% |
| Allen County | 182 | 116 | 34 | 18.7% |
| Hendricks County | 138 | 82 | 18 | 13.0% |
| Hamilton County | 128 | 76 | 26 | 20.3% |
| St. Joseph County | 121 | 61 | 31 | 25.6% |
| Madison County | 87 | 51 | 25 | 28.7% |
| Morgan County | 79 | 61 | 7 | 8.9% |
| Elkhart County | 75 | 34 | 24 | 32.0% |
| Johnson County | 72 | 46 | 11 | 15.3% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 3,137 applications in 2025, of which 1,693 were originated and 821 denied.
26.2% of all applications, or 32.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Loandepot.Com originated in Indiana in 2025 was 6.99%, against a statewide median of 6.75%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology