Mutual of Omaha Mortgage in Indiana vs the state
21.0%Denial rate+4.47 pts vs state
27.8%Decision denial rate+7.70 pts vs state
52.0%Origination rate-10.22 pts vs state
6.38%Median rate-0.38 pts vs state
0.37Rate spread (pts)0.00 pts vs state
$67kMedian applicant income
601Loans originated
243Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 792 | 404 | 27.9% | 7.00% | #76 |
| 2024 | 825 | 433 | 22.6% | 6.75% | #79 |
| 2025 | 1,155 | 601 | 21.0% | 6.38% | #67 |
What Mutual of Omaha Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 160 | 91 | 33 | 20.6% |
| Lake County | 104 | 49 | 23 | 22.1% |
| Hamilton County | 96 | 68 | 10 | 10.4% |
| Johnson County | 46 | 22 | 11 | 23.9% |
| St. Joseph County | 46 | 27 | 7 | 15.2% |
| Hendricks County | 43 | 21 | 8 | 18.6% |
| Allen County | 38 | 17 | 5 | 13.2% |
| Madison County | 36 | 19 | 7 | 19.4% |
| Porter County | 34 | 16 | 8 | 23.5% |
| Hancock County | 33 | 14 | 13 | 39.4% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 1,155 applications in 2025, of which 601 were originated and 243 denied.
21.0% of all applications, or 27.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Mutual of Omaha Mortgage originated in Indiana in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology