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Top refinance lenders in Delaware (2025)

Rate-and-term and cash-out refinance applications combined.

46kApplications in DE
22.7%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Delaware ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeRefinance applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 1,835 2,381 15.5% 6.88%
2 NewrezWilmington, DE D 996 1,127 18.4% 6.50%
3 United Shore Financial ServicesPlymouth, MI B 907 1,408 13.0% 6.13%
4 Freedom MortgageBoca Raton, FL B 738 804 8.2% 6.19%
5 Pennymac Loan ServicesWestlake Village, CA C 645 1,056 11.7% 6.62%
6 AmeriSave MortgageSandy Springs, GA D 551 562 58.9% 8.25%
7 Citizens BankProvidence, RI C 541 1,633 29.3% 7.65%
8 Wilmington Savings Fund SocietyWilmington, DE B 438 1,801 16.6% 7.25%
9 PNC BankWilmington, DE D 428 1,492 25.1% 7.50%
10 Broker SolutionsTustin, CA D 349 661 12.7% 6.75%
11 Manufacturers and Traders TrustBuffalo, NY C 312 1,337 32.5% 5.99%
12 Mortgage Research CenterColumbia, MO C 310 563 21.7% 6.13%
13 Loandepot.ComIrvine, CA D 256 835 15.3% 6.88%
14 Carrington Mortgage ServicesOrange, CA D 235 243 49.8% 6.63%
15 Lakeview Loan ServicingCoral Gables, FL C 230 340 47.1% 6.75%
16 New Day FinancialWest Palm Beach, FL F 229 238 27.3% 6.87%
17 Del-One Federal Credit UnionDover, DE D 169 1,070 41.3% 7.00%
18 Police & FirePhiladelphia, PA C 161 245 42.5% 6.25%
19 Navy Federal Credit UnionVienna, VA D 151 743 19.0% 7.75%
20 Nationstar MortgageCoppell, TX C 141 336 15.2% 8.19%
21 Guild MortgageSan Diego, CA A 141 728 5.6% 6.50%
22 Crosscountry MortgageCleveland, OH B 126 614 5.2% 6.63%
23 Village Capital & InvestmentHenderson, NV C 125 127 22.1% 5.75%
24 Constructive LoansTampa, FL C 125 146 1.4% 7.25%
25 JPMorgan Chase BankColumbus, OH B 124 474 8.7% 6.25%
26 The Federal Savings BankChicago, IL C 122 137 12.4% 6.50%
27 Wells Fargo BankCharlotte, NC B 121 323 15.8% 6.38%
28 GoodLeapRoseville, CA C 118 118 21.2% 6.79%
29 Mutual of Omaha MortgageSan Diego, CA C 113 175 14.3% 6.25%
30 Bank of AmericaCharlotte, NC F 105 714 29.4% 6.24%
31 TD BankWilmington, DE D 103 479 30.5% 7.67%
32 LowerColumbia, MD C 98 149 19.5% 6.50%
33 Fulton BankLancaster, PA C 97 467 20.1% 6.49%
34 PHH MortgageMount Laurel, NJ C 95 97 8.3% 6.13%
35 Pike Creek Mortgage ServicesNewark, DE B 90 1,383 2.2% 6.38%
36 Prosperity Home MortgageFairfax, VA A 88 515 5.6% 6.49%
37 American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ B 84 280 2.5% 6.50%
38 Equity Prime MortgageAtlanta, GA D 81 111 15.3% 6.63%
39 Sofi BankCottonwood Heights, UT D 80 247 11.3% 7.83%
40 Spring EqConshohocken, PA D 80 538 49.3% 10.03%
41 DexstaWilmington, DE B 73 173 2.9% 7.00%
42 Luminate BankMinneapolis, MN B 71 398 4.3% 6.63%
43 Dover Federal Credit UnionDover, DE D 69 252 34.1% 7.15%
44 Movement MortgageLancaster, SC A 65 374 5.6% 6.50%
45 Discover BankGreenwood, DE F 65 415 53.0% 8.65%
46 Meridian BankMalvern, PA B 64 790 2.4% 6.25%
47 Amerihome Mortgage CompanyThousand Oaks, CA B 63 74 4.1% 6.25%
48 Keystone FundingDover, DE A 59 692 4.5% 6.25%
49 CMG MortgageSan Ramon, CA A 57 438 1.6% 6.63%
50 LendingoneBoca Raton, FL F 52 116 18.1% 7.16%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.