American Neighborhood Mortgage Acceptance Company · Delaware · 2025

American Neighborhood Mortgage Acceptance Company in Delaware: approval rate, denial rate and rates (2025)

American Neighborhood Mortgage Acceptance Company took 280 mortgage applications in Delaware in 2025, ranking #43 of 540 lenders active in the state. It originated 70.4% of them and denied 2.5% (3.4% of the applications it decided), against a statewide denial rate of 18.2%.

280Applicationsin DE
3.4%Decision denial ratestate 22.7%
6.50%Median ratestate 6.63%
$305,000Median loanstate $245,000
$65MVolume3 counties

American Neighborhood Mortgage Acceptance Company in Delaware vs the state

2.5%Denial rate-15.66 pts vs state
3.4%Decision denial rate-19.33 pts vs state
70.4%Origination rate+11.17 pts vs state
6.50%Median rate-0.13 pts vs state
0.50Rate spread (pts)+0.23 pts vs state
$98kMedian applicant income
197Loans originated
7Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232672103.0%6.99%#38
20242862143.2%6.75%#39
20252801972.5%6.50%#43

What American Neighborhood Mortgage Acceptance Company lends in Delaware

By loan purpose

Home purchase 192 69% · 3.1% denied
Refinance 41 15% · 0.0% denied
Cash-out refinance 43 15% · 2.3% denied
Home improvement 4 1% · 0.0% denied

By loan type

Conventional 154 55% · 0.7% denied
FHA 109 39% · 5.5% denied
VA 17 6% · 0.0% denied

Why it denied Delaware applicants

Debt-to-income ratio 2 29%
Credit history 2 29%
Collateral 1 14%
Other 1 14%
Insufficient cash 1 14%

Where in Delaware

Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
New Castle County 1781324 2.2%
Kent County 62432 3.2%
Sussex County 40221 2.5%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 280 applications in 2025, of which 197 were originated and 7 denied.

2.5% of all applications, or 3.4% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Delaware in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology