Rocket Mortgage in Delaware vs the state
15.5%Denial rate-2.62 pts vs state
16.6%Decision denial rate-6.11 pts vs state
75.1%Origination rate+15.90 pts vs state
6.88%Median rate+0.25 pts vs state
0.65Rate spread (pts)+0.38 pts vs state
$101kMedian applicant income
1,788Loans originated
370Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,473 | 1,059 | 17.2% | 6.75% | #4 |
| 2024 | 1,965 | 1,498 | 14.4% | 6.75% | #1 |
| 2025 | 2,381 | 1,788 | 15.5% | 6.88% | #1 |
What Rocket Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 1,195 | 895 | 180 | 15.1% |
| Sussex County | 756 | 569 | 120 | 15.9% |
| Kent County | 430 | 324 | 70 | 16.3% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
| Pennymac Loan Services | C | 1,056 | 11.7% | 6.62% |
Frequently asked questions
Delaware: 2,381 applications in 2025, of which 1,788 were originated and 370 denied.
15.5% of all applications, or 16.6% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Rocket Mortgage originated in Delaware in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology