Pennymac Loan Services in Delaware vs the state
11.7%Denial rate-6.51 pts vs state
19.6%Decision denial rate-3.11 pts vs state
45.7%Origination rate-13.45 pts vs state
6.62%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.05 pts vs state
$101kMedian applicant income
483Loans originated
123Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 545 | 253 | 18.5% | 6.88% | #16 |
| 2024 | 735 | 333 | 14.6% | 6.62% | #15 |
| 2025 | 1,056 | 483 | 11.7% | 6.62% | #11 |
What Pennymac Loan Services lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Pennymac Loan Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 457 | 204 | 64 | 14.0% |
| Sussex County | 333 | 158 | 39 | 11.7% |
| Kent County | 266 | 121 | 20 | 7.5% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 1,056 applications in 2025, of which 483 were originated and 123 denied.
11.7% of all applications, or 19.6% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Pennymac Loan Services originated in Delaware in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Pennymac Loan Services's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology