Del-One Federal Credit Union in Delaware vs the state
41.3%Denial rate+23.15 pts vs state
43.9%Decision denial rate+21.21 pts vs state
45.4%Origination rate-13.77 pts vs state
7.00%Median rate+0.38 pts vs state
0.39Rate spread (pts)+0.12 pts vs state
$93kMedian applicant income
486Loans originated
442Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,093 | 523 | 37.9% | 7.25% | #8 |
| 2024 | 1,068 | 461 | 44.1% | 8.00% | #9 |
| 2025 | 1,070 | 486 | 41.3% | 7.00% | #10 |
What Del-One Federal Credit Union lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Del-One Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 397 | 164 | 165 | 41.6% |
| Kent County | 378 | 182 | 158 | 41.8% |
| Sussex County | 293 | 140 | 118 | 40.3% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Pennymac Loan Services | C | 1,056 | 11.7% | 6.62% |
Frequently asked questions
Delaware: 1,070 applications in 2025, of which 486 were originated and 442 denied.
41.3% of all applications, or 43.9% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Del-One Federal Credit Union originated in Delaware in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Del-One Federal Credit Union's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology