Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket MortgagePlymouth, MI | C | $428M | 2,381 | 15.5% | 6.88% |
| 2 | Pike Creek Mortgage ServicesNewark, DE | B | $390M | 1,383 | 2.2% | 6.38% |
| 3 | NVR Mortgage FinanceReston, VA | B | $379M | 1,414 | 18.7% | 6.63% |
| 4 | United Shore Financial ServicesPlymouth, MI | B | $360M | 1,408 | 13.0% | 6.13% |
| 5 | Wilmington Savings Fund SocietyWilmington, DE | B | $289M | 1,801 | 16.6% | 7.25% |
| 6 | Loandepot.ComIrvine, CA | D | $200M | 835 | 15.3% | 6.88% |
| 7 | Meridian BankMalvern, PA | B | $199M | 790 | 2.4% | 6.25% |
| 8 | Keystone FundingDover, DE | A | $198M | 692 | 4.5% | 6.25% |
| 9 | Guild MortgageSan Diego, CA | A | $183M | 728 | 5.6% | 6.50% |
| 10 | Citizens BankProvidence, RI | C | $177M | 1,633 | 29.3% | 7.65% |
| 11 | Lennar MortgageMiami, FL | A | $158M | 630 | 8.7% | 6.38% |
| 12 | K. Hovnanian American MortgagePerth Amboy, FL | B | $154M | 459 | 6.5% | 6.63% |
| 13 | CMG MortgageSan Ramon, CA | A | $147M | 438 | 1.6% | 6.63% |
| 14 | Crosscountry MortgageCleveland, OH | B | $146M | 614 | 5.2% | 6.63% |
| 15 | PNC BankWilmington, DE | D | $136M | 1,492 | 25.1% | 7.50% |
| 16 | Prosperity Home MortgageFairfax, VA | A | $135M | 515 | 5.6% | 6.49% |
| 17 | JPMorgan Chase BankColumbus, OH | B | $129M | 474 | 8.7% | 6.25% |
| 18 | Manufacturers and Traders TrustBuffalo, NY | C | $128M | 1,337 | 32.5% | 5.99% |
| 19 | Pennymac Loan ServicesWestlake Village, CA | C | $124M | 1,056 | 11.7% | 6.62% |
| 20 | Fairway Independent MortgageMadison, WI | B | $120M | 374 | 3.5% | 6.63% |
| 21 | Freedom MortgageBoca Raton, FL | B | $118M | 804 | 8.2% | 6.19% |
| 22 | NewrezWilmington, DE | D | $102M | 1,127 | 18.4% | 6.50% |
| 23 | Fulton BankLancaster, PA | C | $100M | 467 | 20.1% | 6.49% |
| 24 | Capital BankRockville, MD | B | $98M | 276 | 2.2% | 6.62% |
| 25 | Luminate BankMinneapolis, MN | B | $94M | 398 | 4.3% | 6.63% |
| 26 | Movement MortgageLancaster, SC | A | $90M | 374 | 5.6% | 6.50% |
| 27 | Bank of AmericaCharlotte, NC | F | $89M | 714 | 29.4% | 6.24% |
| 28 | Dhi Mortgage CompanyArlington, TX | B | $83M | 364 | 12.4% | 6.25% |
| 29 | Embrace Home LoansMiddletown, RI | A | $80M | 282 | 5.7% | 6.63% |
| 30 | Navy Federal Credit UnionVienna, VA | D | $78M | 743 | 19.0% | 7.75% |
| 31 | Mortgage Research CenterColumbia, MO | C | $77M | 563 | 21.7% | 6.13% |
| 32 | Wells Fargo BankCharlotte, NC | B | $70M | 323 | 15.8% | 6.38% |
| 33 | American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ | B | $65M | 280 | 2.5% | 6.50% |
| 34 | Broker SolutionsTustin, CA | D | $64M | 661 | 12.7% | 6.75% |
| 35 | Del-One Federal Credit UnionDover, DE | D | $58M | 1,070 | 41.3% | 7.00% |
| 36 | TD BankWilmington, DE | D | $54M | 479 | 30.5% | 7.67% |
| 37 | Nation One MortgageMarlton, NJ | C | $53M | 201 | 2.5% | 6.25% |
| 38 | Primary Residential MortgageSalt Lake City, UT | C | $50M | 287 | 5.2% | 6.38% |
| 39 | Mld MortgageFlorham Park, NJ | A | $48M | 149 | 1.3% | 6.38% |
| 40 | Guaranteed RateChicago, IL | B | $45M | 216 | 6.9% | 6.63% |
| 41 | Tidewater Mortgage ServicesVirginia Beach, VA | C | $42M | 251 | 7.2% | 6.25% |
| 42 | Shore United BankEaston, MD | C | $41M | 183 | 18.0% | 6.50% |
| 43 | Nationstar MortgageCoppell, TX | C | $40M | 336 | 15.2% | 8.19% |
| 44 | Truist BankCharlotte, NC | C | $39M | 139 | 6.5% | 6.25% |
| 45 | Morgan Stanley Private BankNew York, NY | A | $36M | 56 | 3.6% | 6.05% |
| 46 | NFMLinthicum, MD | A | $34M | 120 | 0.8% | 6.63% |
| 47 | Union Home MortgageStrongsville, OH | B | $33M | 109 | 3.7% | 6.63% |
| 48 | The Loan StoreSan Francisco, CA | B | $32M | 132 | 7.6% | 6.99% |
| 49 | Artisans' BankWilmington, DE | B | $31M | 121 | 7.4% | — |
| 50 | American Pacific MortgageRoseville, CA | C | $31M | 144 | 9.7% | 6.63% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
