Mld Mortgage in Delaware vs the state
1.3%Denial rate-16.82 pts vs state
1.6%Decision denial rate-21.17 pts vs state
81.9%Origination rate+22.69 pts vs state
6.38%Median rate-0.25 pts vs state
0.03Rate spread (pts)-0.24 pts vs state
$126kMedian applicant income
122Loans originated
2Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 65 | 55 | 4.6% | 6.49% | #97 |
| 2025 | 149 | 122 | 1.3% | 6.38% | #62 |
What Mld Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Mld Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 102 | 87 | 1 | 1.0% |
| Kent County | 25 | 17 | 1 | 4.0% |
| Sussex County | 22 | 18 | 0 | 0.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 149 applications in 2025, of which 122 were originated and 2 denied.
1.3% of all applications, or 1.6% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Mld Mortgage originated in Delaware in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mld Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology