Manufacturers and Traders Trust in Delaware vs the state
32.5%Denial rate+14.38 pts vs state
34.8%Decision denial rate+12.04 pts vs state
57.4%Origination rate-1.82 pts vs state
5.99%Median rate-0.63 pts vs state
-1.21Rate spread (pts)-1.48 pts vs state
$93kMedian applicant income
767Loans originated
435Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,092 | 645 | 32.1% | 8.24% | #9 |
| 2024 | 1,198 | 707 | 33.1% | 8.94% | #7 |
| 2025 | 1,337 | 767 | 32.5% | 5.99% | #8 |
What Manufacturers and Traders Trust lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 564 | 332 | 169 | 30.0% |
| Sussex County | 526 | 312 | 168 | 31.9% |
| Kent County | 247 | 123 | 98 | 39.7% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
| Pennymac Loan Services | C | 1,056 | 11.7% | 6.62% |
Frequently asked questions
Delaware: 1,337 applications in 2025, of which 767 were originated and 435 denied.
32.5% of all applications, or 34.8% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Manufacturers and Traders Trust originated in Delaware in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology