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Top-rated mortgage lenders in Delaware (2025)

Lenders with the highest composite grade: approval odds, pricing, process and closing costs, each ranked against peers of the same kind and size.

46kApplications in DE
22.7%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Delaware ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeGradeApplicationsDenial rateMedian rate
1 Keystone FundingDover, DE A 76.9 score 692 4.5% 6.25%
2 Movement MortgageLancaster, SC A 75.4 score 374 5.6% 6.50%
3 Mld MortgageFlorham Park, NJ A 74.9 score 149 1.3% 6.38%
4 CMG MortgageSan Ramon, CA A 73.7 score 438 1.6% 6.63%
5 Lennar MortgageMiami, FL A 72.3 score 630 8.7% 6.38%
6 Guild MortgageSan Diego, CA A 70.8 score 728 5.6% 6.50%
7 Prosperity Home MortgageFairfax, VA A 69.9 score 515 5.6% 6.49%
8 NFMLinthicum, MD A 69.5 score 120 0.8% 6.63%
9 United Shore Financial ServicesPlymouth, MI B 67.5 score 1,408 13.0% 6.13%
10 DexstaWilmington, DE B 66.5 score 173 2.9% 7.00%
11 Dhi Mortgage CompanyArlington, TX B 66.3 score 364 12.4% 6.25%
12 Embrace Home LoansMiddletown, RI A 65.3 score 282 5.7% 6.63%
13 JPMorgan Chase BankColumbus, OH B 65.3 score 474 8.7% 6.25%
14 Fairway Independent MortgageMadison, WI B 64.5 score 374 3.5% 6.63%
15 NVR Mortgage FinanceReston, VA B 64.1 score 1,414 18.7% 6.63%
16 Artisans' BankWilmington, DE B 63.5 score 121 7.4% —
17 Union Home MortgageStrongsville, OH B 62.8 score 109 3.7% 6.63%
18 Pike Creek Mortgage ServicesNewark, DE B 62.6 score 1,383 2.2% 6.38%
19 Wilmington Savings Fund SocietyWilmington, DE B 62.6 score 1,801 16.6% 7.25%
20 Guaranteed RateChicago, IL B 62.3 score 216 6.9% 6.63%
21 Meridian BankMalvern, PA B 61.9 score 790 2.4% 6.25%
22 Franklin MintChadds Ford Township, PA B 61.2 score 160 24.4% 4.99%
23 Sun East Federal Credit UnionAston, PA B 60.6 score 166 18.1% 4.99%
24 K. Hovnanian American MortgagePerth Amboy, FL B 59.8 score 459 6.5% 6.63%
25 American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ B 59.4 score 280 2.5% 6.50%
26 The Loan StoreSan Francisco, CA B 57.1 score 132 7.6% 6.99%
27 Freedom MortgageBoca Raton, FL B 56.7 score 804 8.2% 6.19%
28 Capital BankRockville, MD B 56.6 score 276 2.2% 6.62%
29 Crosscountry MortgageCleveland, OH B 56.5 score 614 5.2% 6.63%
30 Wells Fargo BankCharlotte, NC B 54.4 score 323 15.8% 6.38%
31 Luminate BankMinneapolis, MN B 51.6 score 398 4.3% 6.63%
32 Primary Residential MortgageSalt Lake City, UT C 50.9 score 287 5.2% 6.38%
33 Mortgage Research CenterColumbia, MO C 50.8 score 563 21.7% 6.13%
34 Trumark Financial Credit UnionFort Washington, PA C 50.3 score 103 23.3% 6.74%
35 Nation One MortgageMarlton, NJ C 49.7 score 201 2.5% 6.25%
36 Manufacturers and Traders TrustBuffalo, NY C 49.2 score 1,337 32.5% 5.99%
37 American Pacific MortgageRoseville, CA C 49.1 score 144 9.7% 6.63%
38 USAA Federal Savings BankPhoenix, AZ C 48.6 score 104 29.8% 6.50%
39 Fulton BankLancaster, PA C 47.4 score 467 20.1% 6.49%
40 LowerColumbia, MD C 47.3 score 149 19.5% 6.50%
41 Pennymac Loan ServicesWestlake Village, CA C 47.0 score 1,056 11.7% 6.62%
42 Tidewater Mortgage ServicesVirginia Beach, VA C 46.5 score 251 7.2% 6.25%
43 Police & FirePhiladelphia, PA C 44.8 score 245 42.5% 6.25%
44 Absolute Home MortgageFairfield, NJ C 43.7 score 109 4.6% 6.63%
45 Rocket MortgagePlymouth, MI C 43.7 score 2,381 15.5% 6.88%
46 Shore United BankEaston, MD C 42.2 score 183 18.0% 6.50%
47 Constructive LoansTampa, FL C 40.3 score 146 1.4% 7.25%
48 Aberdeen Proving Ground Federal Credit UnionEdgewood, MD C 39.2 score 127 15.0% 5.63%
49 Mutual of Omaha MortgageSan Diego, CA C 39.2 score 175 14.3% 6.25%
50 Village Capital & InvestmentHenderson, NV C 38.7 score 127 22.1% 5.75%

How this list is built

Lenders are ordered by composite grade score: approval odds (45%), pricing (30%), process (15%) and closing costs (10%), each a percentile rank against peers of the same product type and size. A lender needs at least 100 decided applications in 2025 to be graded. All figures come from the lenders' own HMDA filings. Full methodology.