USAA Federal Savings Bank in Delaware vs the state
29.8%Denial rate+11.65 pts vs state
40.8%Decision denial rate+18.06 pts vs state
42.3%Origination rate-16.88 pts vs state
6.50%Median rate-0.13 pts vs state
-0.17Rate spread (pts)-0.44 pts vs state
$128kMedian applicant income
44Loans originated
31Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 35 | 27.2% | 6.50% | #88 |
| 2024 | 81 | 31 | 33.3% | 6.38% | #87 |
| 2025 | 104 | 44 | 29.8% | 6.50% | #81 |
What USAA Federal Savings Bank lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 44 | 13 | 14 | 31.8% |
| Sussex County | 33 | 19 | 9 | 27.3% |
| Kent County | 27 | 12 | 8 | 29.6% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 104 applications in 2025, of which 44 were originated and 31 denied.
29.8% of all applications, or 40.8% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans USAA Federal Savings Bank originated in Delaware in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology