PNC Bank in Delaware vs the state
25.1%Denial rate+6.97 pts vs state
29.5%Decision denial rate+6.75 pts vs state
58.1%Origination rate-1.08 pts vs state
7.50%Median rate+0.88 pts vs state
0.32Rate spread (pts)+0.05 pts vs state
$100kMedian applicant income
867Loans originated
375Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,566 | 897 | 24.5% | 8.66% | #3 |
| 2024 | 1,548 | 865 | 25.7% | 9.02% | #3 |
| 2025 | 1,492 | 867 | 25.1% | 7.50% | #4 |
What PNC Bank lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 847 | 507 | 194 | 22.9% |
| Sussex County | 432 | 255 | 107 | 24.8% |
| Kent County | 213 | 105 | 74 | 34.7% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
| Pennymac Loan Services | C | 1,056 | 11.7% | 6.62% |
Frequently asked questions
Delaware: 1,492 applications in 2025, of which 867 were originated and 375 denied.
25.1% of all applications, or 29.5% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans PNC Bank originated in Delaware in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology