Newrez in Delaware vs the state
18.4%Denial rate+0.21 pts vs state
36.8%Decision denial rate+14.04 pts vs state
30.5%Origination rate-28.67 pts vs state
6.50%Median rate-0.13 pts vs state
0.39Rate spread (pts)+0.12 pts vs state
$107kMedian applicant income
344Loans originated
207Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 541 | 182 | 19.6% | 6.75% | #18 |
| 2024 | 866 | 334 | 18.4% | 6.88% | #11 |
| 2025 | 1,127 | 344 | 18.4% | 6.50% | #9 |
What Newrez lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 489 | 132 | 98 | 20.0% |
| Sussex County | 416 | 145 | 58 | 13.9% |
| Kent County | 222 | 67 | 51 | 23.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
| Pennymac Loan Services | C | 1,056 | 11.7% | 6.62% |
Frequently asked questions
Delaware: 1,127 applications in 2025, of which 344 were originated and 207 denied.
18.4% of all applications, or 36.8% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Newrez originated in Delaware in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Newrez's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology