NVR Mortgage Finance in Delaware vs the state
18.7%Denial rate+0.58 pts vs state
20.9%Decision denial rate-1.80 pts vs state
70.8%Origination rate+11.60 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)-0.03 pts vs state
$119kMedian applicant income
1,001Loans originated
265Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,272 | 926 | 19.0% | 6.38% | #5 |
| 2024 | 1,447 | 1,017 | 19.1% | 6.88% | #4 |
| 2025 | 1,414 | 1,001 | 18.7% | 6.63% | #5 |
What NVR Mortgage Finance lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most NVR Mortgage Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 871 | 648 | 139 | 16.0% |
| New Castle County | 326 | 232 | 53 | 16.3% |
| Kent County | 217 | 121 | 73 | 33.6% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
| Pennymac Loan Services | C | 1,056 | 11.7% | 6.62% |
Frequently asked questions
Delaware: 1,414 applications in 2025, of which 1,001 were originated and 265 denied.
18.7% of all applications, or 20.9% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans NVR Mortgage Finance originated in Delaware in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are NVR Mortgage Finance's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology