Pike Creek Mortgage Services in Delaware vs the state
2.2%Denial rate-15.92 pts vs state
2.6%Decision denial rate-20.16 pts vs state
85.0%Origination rate+25.84 pts vs state
6.38%Median rate-0.25 pts vs state
0.22Rate spread (pts)-0.05 pts vs state
$102kMedian applicant income
1,176Loans originated
31Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,104 | 903 | 4.4% | 6.75% | #7 |
| 2024 | 1,190 | 978 | 4.4% | 6.50% | #8 |
| 2025 | 1,383 | 1,176 | 2.2% | 6.38% | #7 |
What Pike Creek Mortgage Services lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Pike Creek Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 1,024 | 876 | 19 | 1.9% |
| Kent County | 234 | 191 | 8 | 3.4% |
| Sussex County | 125 | 109 | 4 | 3.2% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
| Pennymac Loan Services | C | 1,056 | 11.7% | 6.62% |
Frequently asked questions
Delaware: 1,383 applications in 2025, of which 1,176 were originated and 31 denied.
2.2% of all applications, or 2.6% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Pike Creek Mortgage Services originated in Delaware in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology