Crosscountry Mortgage in Delaware vs the state
5.2%Denial rate-12.95 pts vs state
7.1%Decision denial rate-15.59 pts vs state
66.5%Origination rate+7.26 pts vs state
6.63%Median rate0.00 pts vs state
0.44Rate spread (pts)+0.17 pts vs state
$105kMedian applicant income
408Loans originated
32Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 432 | 268 | 3.5% | 6.97% | #27 |
| 2024 | 469 | 292 | 4.1% | 6.69% | #28 |
| 2025 | 614 | 408 | 5.2% | 6.63% | #22 |
What Crosscountry Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 334 | 238 | 14 | 4.2% |
| Sussex County | 156 | 100 | 6 | 3.8% |
| Kent County | 124 | 70 | 12 | 9.7% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 614 applications in 2025, of which 408 were originated and 32 denied.
5.2% of all applications, or 7.1% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Crosscountry Mortgage originated in Delaware in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology