Fulton Bank in Delaware vs the state
20.1%Denial rate+1.97 pts vs state
24.2%Decision denial rate+1.43 pts vs state
61.9%Origination rate+2.69 pts vs state
6.49%Median rate-0.13 pts vs state
0.06Rate spread (pts)-0.22 pts vs state
$105kMedian applicant income
289Loans originated
94Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 499 | 287 | 22.4% | 6.49% | #20 |
| 2024 | 477 | 280 | 21.8% | 6.49% | #27 |
| 2025 | 467 | 289 | 20.1% | 6.49% | #29 |
What Fulton Bank lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Fulton Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 241 | 148 | 49 | 20.3% |
| New Castle County | 183 | 114 | 40 | 21.9% |
| Kent County | 43 | 27 | 5 | 11.6% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 467 applications in 2025, of which 289 were originated and 94 denied.
20.1% of all applications, or 24.2% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Fulton Bank originated in Delaware in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Fulton Bank's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology