Dhi Mortgage Company in Delaware vs the state
12.4%Denial rate-5.80 pts vs state
14.6%Decision denial rate-8.12 pts vs state
71.7%Origination rate+12.51 pts vs state
6.25%Median rate-0.38 pts vs state
-0.12Rate spread (pts)-0.40 pts vs state
$107kMedian applicant income
261Loans originated
45Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 497 | 404 | 9.5% | 5.75% | #21 |
| 2024 | 442 | 345 | 8.1% | 5.88% | #30 |
| 2025 | 364 | 261 | 12.4% | 6.25% | #36 |
What Dhi Mortgage Company lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 258 | 190 | 22 | 8.5% |
| Kent County | 105 | 71 | 23 | 21.9% |
| New Castle County | 1 | 0 | 0 | 0.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 364 applications in 2025, of which 261 were originated and 45 denied.
12.4% of all applications, or 14.6% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Dhi Mortgage Company originated in Delaware in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology