Primary Residential Mortgage in Delaware vs the state
5.2%Denial rate-12.93 pts vs state
6.3%Decision denial rate-16.43 pts vs state
77.7%Origination rate+18.51 pts vs state
6.38%Median rate-0.25 pts vs state
0.12Rate spread (pts)-0.16 pts vs state
$76kMedian applicant income
223Loans originated
15Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 263 | 188 | 3.8% | 6.75% | #39 |
| 2024 | 272 | 217 | 3.7% | 6.50% | #40 |
| 2025 | 287 | 223 | 5.2% | 6.38% | #41 |
What Primary Residential Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 154 | 123 | 5 | 3.2% |
| Kent County | 97 | 74 | 9 | 9.3% |
| Sussex County | 36 | 26 | 1 | 2.8% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 287 applications in 2025, of which 223 were originated and 15 denied.
5.2% of all applications, or 6.3% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Primary Residential Mortgage originated in Delaware in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology