Prosperity Home Mortgage in Delaware vs the state
5.6%Denial rate-12.53 pts vs state
7.0%Decision denial rate-15.69 pts vs state
74.4%Origination rate+15.18 pts vs state
6.49%Median rate-0.13 pts vs state
0.20Rate spread (pts)-0.07 pts vs state
$111kMedian applicant income
383Loans originated
29Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 473 | 363 | 5.3% | 6.88% | #22 |
| 2024 | 659 | 503 | 7.3% | 6.62% | #19 |
| 2025 | 515 | 383 | 5.6% | 6.49% | #26 |
What Prosperity Home Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 385 | 288 | 22 | 5.7% |
| Sussex County | 104 | 79 | 3 | 2.9% |
| Kent County | 26 | 16 | 4 | 15.4% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 515 applications in 2025, of which 383 were originated and 29 denied.
5.6% of all applications, or 7.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Prosperity Home Mortgage originated in Delaware in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology