Tidewater Mortgage Services in Delaware vs the state
7.2%Denial rate-10.99 pts vs state
11.8%Decision denial rate-10.97 pts vs state
53.8%Origination rate-5.41 pts vs state
6.25%Median rate-0.38 pts vs state
0.33Rate spread (pts)+0.05 pts vs state
$85kMedian applicant income
135Loans originated
18Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 189 | 156 | 4.2% | 6.69% | #52 |
| 2024 | 208 | 156 | 8.7% | 6.50% | #49 |
| 2025 | 251 | 135 | 7.2% | 6.25% | #47 |
What Tidewater Mortgage Services lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Tidewater Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 138 | 64 | 14 | 10.1% |
| Kent County | 63 | 35 | 3 | 4.8% |
| New Castle County | 49 | 36 | 1 | 2.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 251 applications in 2025, of which 135 were originated and 18 denied.
7.2% of all applications, or 11.8% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Tidewater Mortgage Services originated in Delaware in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Tidewater Mortgage Services's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology