Wells Fargo Bank in Delaware vs the state
15.8%Denial rate-2.37 pts vs state
21.4%Decision denial rate-1.30 pts vs state
57.3%Origination rate-1.91 pts vs state
6.38%Median rate-0.25 pts vs state
0.07Rate spread (pts)-0.20 pts vs state
$102kMedian applicant income
185Loans originated
51Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 448 | 243 | 21.4% | 6.13% | #25 |
| 2024 | 323 | 146 | 22.9% | 6.50% | #37 |
| 2025 | 323 | 185 | 15.8% | 6.38% | #40 |
What Wells Fargo Bank lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 186 | 110 | 30 | 16.1% |
| Sussex County | 103 | 58 | 16 | 15.5% |
| Kent County | 34 | 17 | 5 | 14.7% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 323 applications in 2025, of which 185 were originated and 51 denied.
15.8% of all applications, or 21.4% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Wells Fargo Bank originated in Delaware in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology