Mutual of Omaha Mortgage in Delaware vs the state
14.3%Denial rate-3.87 pts vs state
20.2%Decision denial rate-2.57 pts vs state
53.1%Origination rate-6.05 pts vs state
6.25%Median rate-0.38 pts vs state
0.34Rate spread (pts)+0.07 pts vs state
$75kMedian applicant income
93Loans originated
25Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 126 | 59 | 31.8% | 7.25% | #67 |
| 2024 | 153 | 83 | 16.3% | 6.63% | #57 |
| 2025 | 175 | 93 | 14.3% | 6.25% | #58 |
What Mutual of Omaha Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 81 | 45 | 11 | 13.6% |
| Sussex County | 62 | 33 | 9 | 14.5% |
| Kent County | 32 | 15 | 5 | 15.6% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 175 applications in 2025, of which 93 were originated and 25 denied.
14.3% of all applications, or 20.2% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Mutual of Omaha Mortgage originated in Delaware in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology