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Top home equity lenders in Delaware (2025)

Open-end home equity lines of credit. Denial rates run far higher on HELOCs than on purchase mortgages, so compare these lenders only with each other.

46kApplications in DE
22.7%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Delaware ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeHELOC applicationsApplicationsDenial rateMedian rate
1 PNC BankWilmington, DE D 447 1,492 25.1% 7.50%
2 Citizens BankProvidence, RI C 443 1,633 29.3% 7.65%
3 Del-One Federal Credit UnionDover, DE D 376 1,070 41.3% 7.00%
4 Wilmington Savings Fund SocietyWilmington, DE B 296 1,801 16.6% 7.25%
5 Spring EqConshohocken, PA D 286 538 49.3% 10.03%
6 Pennymac Loan ServicesWestlake Village, CA C 282 1,056 11.7% 6.62%
7 Manufacturers and Traders TrustBuffalo, NY C 262 1,337 32.5% 5.99%
8 Discover BankGreenwood, DE F 210 415 53.0% 8.65%
9 Figure LendingCharlotte, NC C 185 259 26.6% 9.78%
10 Navy Federal Credit UnionVienna, VA D 180 743 19.0% 7.75%
11 Loandepot.ComIrvine, CA D 179 835 15.3% 6.88%
12 Bank of AmericaCharlotte, NC F 144 714 29.4% 6.24%
13 Sofi BankCottonwood Heights, UT D 138 247 11.3% 7.83%
14 Nationstar MortgageCoppell, TX C 128 336 15.2% 8.19%
15 TD BankWilmington, DE D 105 479 30.5% 7.67%
16 Citadel Federal Credit UnionPhiladelphia, PA C 100 177 30.5% 6.63%
17 Lakeview Loan ServicingCoral Gables, FL C 95 340 47.1% 6.75%
18 Better MortgageNew York, NY F 92 209 25.4% 8.19%
19 Fulton BankLancaster, PA C 81 467 20.1% 6.49%
20 Rocket MortgagePlymouth, MI C 79 2,381 15.5% 6.88%
21 Dover Federal Credit UnionDover, DE D 75 252 34.1% 7.15%
22 Broker SolutionsTustin, CA D 73 661 12.7% 6.75%
23 RCN CapitalSouth Windsor, CT D 57 115 35.7% 7.83%
24 Pike Creek Mortgage ServicesNewark, DE B 52 1,383 2.2% 6.38%
25 Sun East Federal Credit UnionAston, PA B 51 166 18.1% 4.99%
26 State Employees Credit Union of MarylandLinthicum, MD D 45 75 38.7% 6.00%
27 Crosscountry MortgageCleveland, OH B 42 614 5.2% 6.63%
28 Franklin MintChadds Ford Township, PA B 38 160 24.4% 4.99%
29 Trumark Financial Credit UnionFort Washington, PA C 33 103 23.3% 6.74%
30 Aberdeen Proving Ground Federal Credit UnionEdgewood, MD C 33 127 15.0% 5.63%
31 Meridian BankMalvern, PA B 31 790 2.4% 6.25%
32 JPMorgan Chase BankColumbus, OH B 30 474 8.7% 6.25%
33 U.S. BankCincinnati, OH D 25 90 56.7% 6.25%
34 Mutual of Omaha MortgageSan Diego, CA C 25 175 14.3% 6.25%
35 Mission LoansColumbus, OH D 23 61 0.0% 7.18%
36 DexstaWilmington, DE B 23 173 2.9% 7.00%
37 Homebridge Financial ServicesIselin, NJ B 22 68 27.9% 10.41%
38 Artisans' BankWilmington, DE B 21 121 7.4% —
39 Pentagon Federal Credit UnionMclean, VA F 19 126 31.8% 7.13%
40 The Loan StoreSan Francisco, CA B 19 132 7.6% 6.99%
41 Shore United BankEaston, MD C 19 183 18.0% 6.50%
42 TOWER Federal Credit UnionLaurel, MD C 16 98 20.4% 7.00%
43 Wells Fargo BankCharlotte, NC B 16 323 15.8% 6.38%
44 Philadelphia Federal Credit UnionPhiladelphia, PA D 14 48 37.5% 7.25%
45 CitibankSioux Falls, SD B 14 70 18.6% 6.06%
46 GTE Federal Credit UnionTampa, FL D 13 22 27.3% 8.75%
47 First Shore Federal Savings and Loan AssociationSalisbury, MD D 13 203 13.8% —
48 Valon MortgagePhoenix, AZ C 12 36 22.2% 7.95%
49 Bethpage Federal Credit UnionBethpage, NY C 12 40 45.0% 6.62%
50 Finance of America ReverseTulsa, OK C 11 22 9.1% 6.50%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.